Commonwealth Bank and Trust Company


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Financial Calculators

Choosing a loan that best fits your lifestyle is an important part of buying a home. Our calculators are available to help guide you!

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CBandT Mortgage Application Checklist

We make it easy to complete your loan application. Click here to download a PDF copy of our Mortgage Application Checklist. It will give you a good idea of what you need to get started.

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Today's Featured Rates

Loan Term Rate APR Points
30 Year Fixed  4.125%  4.199%  0.000% 
15 Year Fixed  3.375%  3.499%  0.000% 
5/1 ARM  2.875%  3.104%  0.000% 

PLEASE NOTE: The interest rate and fees shown here are available to borrowers with an excellent credit history. The actual interest rate and fees available to you will be based on your credit history and may be different than the rates displayed here. Special Programs are not included. Please call us at 502.259.2300 for additional details.

• The interest rates, annual percentage rates (APRs), and points shown are subject to change without notice.
• Your APR will vary based on your final loan amount and finance charges.

A fixed rate mortgage provides you with the security of a monthly principal and interest payment that doesn't change. Fixed rate loans are one of the most popular loan options today. By choosing a 30 year fixed rate loan, you will have the lowest monthly payment of all the fixed rate loans we offer. Choose a 15 year fixed rate loan if you're comfortable with a higher payment and you will have the benefit of substantial interest savings.

An adjustable rate mortgage has a monthly principal and interest payment that may change over the term of the loan. With our 5/1 Adjustable Rate Mortgage, your principal and interest payment won't change for the first five years of the loan and then can change each year based on market conditions, subject to the specific terms of the loan.