As a service to our customers, we offer Overdraft Courtesy on qualified accounts. However, federal regulations now require customers to Opt In for Overdraft Courtesy on everyday debit card transactions and ATM withdrawals. If you do not specifically Opt In for Overdraft Courtesy on everyday debit card transactions and ATM withdrawals, your transaction will not be approved if you do not have available funds.

To Opt In for Overdraft Courtesy, please complete the attached form. If you’ve already completed the enrollment form and wish to change your selection, you must complete and resubmit the form.

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