With Commonwealth Bank's wide range of personal checking accounts, you can have the one that best suits your individual needs and style.

	Extreme Checking^	Value Checking	Commonwealth Package Checking	Premium Checking	Low Minimum Interest Checking	Health Savings Checking Account**
Apply Online? Available to KY, IN & OH residents only.	Available to KY, IN & OH residents only.
Minimum Daily Balance	None	None	$500	$5,000 & $10,000	$1,000	$500
Fall Below Fee	None	None	$8	$25 under $5,000; $15 under $10,000	$10	$3
Monthly Maintenance Fee	None	$5	None	None	None	None
Interest	Earned on Tiered Levels when qualifications are met	None	None	Earned on Tiered Levels	Earned on Tiered Levels	Earned on Tiered Levels
Check Supplies	First 50 Free (price varies by style thereafter)	First 50 Free (price varies by style thereafter)	First 50 Free (price varies by style thereafter)	Free Basic Wallet-Style	First 50 Free (price varies by style thereafter)	First 50 Free (price varies by style thereafter)
Additional Account Information	Receive 2.00% APY on all balances between $0.01 and $10,000. Receive 0.40% APY on all balances above $10,000. 0.10% APY on all balances when qualifications are not met. ATM Fees are refunded worldwide!^	$5 monthly service charge will be applied to your account if you do not meet at least ONE of the following criteria: (1) Enroll & receive e-Statements†, (2) Maintain a $500 min. daily collected balance††, OR (3) Maintain a $1,000 monthly collected average balance††	$1.50 waived on 4 Non-CB&T ATM Transactions a month; 30 processed checks per month free with $0.30 excess item charge over 30	Non-CB&T ATM fees refunded up to $3 per transaction., no fee assessed by CB&T		Customer is required to carry a High Deductible Health Plan
Free Internet Banking & Bill Pay	•	•	•	•	•	•
Free Instant Debit Card*	•	•	•	•	•	•
Free e-statements	•	•	•	•	•
Unlimited Transactions	•	•		•	•	•
Free or discounted Safe Deposit Box for one year (subject to availability)				•
Free Travelers and Cashier Checks				•

*In order to receive Debit Card immediately, certain account qualifications may apply. **Consult HSA Plan Agreement for additional rules and restrictions. Consult your tax advisor for possible tax benefits and consequences associated with Health Savings Accounts. Insured is responsible for maintaining all receipts associated with qualified withdrawals from the plan. ^Extreme Rate 2.01% Annual Percentage Yield (APY) paid on balances between $0.01 and $10,000, and 0.40% APY paid on all amounts above $10,000 each cycle the minimum qualifications are met. The qualifications to be met each cycle include: 10 debit card purchases must post and clear your account; at least 1 direct deposit or automatic payment must post and clear your account; and you must enroll and receive your statement electronically† (e-statements). If you do not meet the qualifications per cycle, your account will still function as a maintenance-fee free checking account earning Base Rate 0.10% APY; however, it will not receive ATM fee refunds for that time period. Rates as of January 17, 2012. We may change the interest rate and APY at any time after the account is opened. No minimum balance required; however, you must deposit $100 to open this account. Available to personal accounts only. Limit one Extreme Checking account per social security number/individual. No monthly service charge. ATM fee refunds up to $25 per cycle when qualifications are met. †Requires Internet Banking. ††The daily collected balance at the end of each business day of the statement cycle after all transactions have posted & cleared. The monthly collected average balance is the balance at the end of each business day of the statement cycle after all transactions have posted & cleared, divided by the number of days in the statement cycle. Both the daily collected balance and the monthly collected average balance could vary based on funds availability of any check(s) that have been deposited into your account. Ask a banker for details.