With Commonwealth Bank's wide range of personal checking accounts, you can have the one that best suits your individual needs and style.

For information on FDIC rules and limits, and to determine insurance coverage, visit the FDIC’s Electronic Deposit Insurance Estimator (EDIE) at www.fdic.gov/edie/index.html.

	Extreme Checking†	Value Checking	Premium Checking	Student Checking	Golden Checking	Health Savings Checking Account**
Apply Online? Available to KY, IN & OH residents only.	Available to KY, IN & OH residents only.
Minimum Daily Balance	None	None	None	No maintenance fee; $3 paper statement fee; 3 free checks per cycle, $2 per check thereafter	$300	$500
Fall Below Fee (per cycle)	None	None	None	None	$5	$3
Monthly Maintenance Fee & Paper Statement Fee (per cycle)	None	$5 maintenance fee; $3 paper statement fee	$15 maintenance fee	None	None	None
Interest Rate Tiers	$0 – $10,000.00 $10,000.01+ (Tiers apply only if qualifications are met)	None	$0 – $4,999.99 $5,000 – $9,999.99 $10,000 – 49,999.99 $50,000.00+	None	$0 – $4,999.99 $5,000 – $24,999.99 $25,000+	$0 – $2,499.99 $2,500 – $4,999.99 $5,000 – $9,999.99 $10,000.00+
Check Supplies	First 50 FREE (price varies by style thereafter)	First 50 FREE (price varies by style thereafter)	FREE Basic Wallet-Style	None	FREE Basic Wallet-Style	First 50 FREE (price varies by style thereafter)
Additional Account Information	If qualifications are met: • Receive 1.00% APY on all balances between $0.01 and $10,000. • Receive 0.25% APY on all balances above $10,000. • Reimbursement up to $25 per cycle on all ATM fees1 If qualifications are NOT met: • 0.10% APY on all balances • No ATM fee reimbursement for that cycle Qualifications per cycle to receive interest rate & ATM benefits: 10 debit card purchases must post & clear your account; 1 direct deposit or automatic payment must post & clear your account; Enroll and receive your statement electronically2 (e-Statements)	Must meet 1 of the following waiver conditions per cycle to avoid maintenance & paper statement fees: • $500 minimum daily current balance3 OR • $1,000 average monthly current balance3 OR • $500 monthly total in direct deposits OR • Be an existing Trust customer4 OR • $25,000 in aggregate linked deposits4	Must meet 1 of the following waiver conditions per cycle to avoid maintenance fees: • $5,000 minimum daily current balance3 OR • $10,000 average monthly current balance3 OR • $5,000 monthly total in direct deposits OR • Be an existing Trust customer4 OR • $25,000 in aggregate linked deposits4 Waiver of CBandT ATM fee and reimbursement of up to $25 per cycle for non-CBandT ATM fees assessed by other insitutions.1 Free small Safe Deposit box for the first year; Free Cashier’s Checks & individual Traveler’s Checks; Additional benefits include 0.25% APY discount on loans and 0.10% APY increase on CD rates. (Please speak to an account officer for details)	Waiver of CBandT ATM fee and reimbursement of up to $10 per cycle for non-CBandT ATM fees assessed by other institutions.1 Requirements to qualify for account: Must have documented proof of student status issued by school (ex. Student I.D.); Available until student’s 24th birthday Account Limitation: Overdraft Courtesy is not available for Student Checking.	Requirement to qualify for account: Available only to customers age 62 or older Free small Safe Deposit box for the first year; Free Cashier’s Checks & individual Traveler’s Checks	Customer is required to carry a High Deductible Health Plan (HDHP)
Free Internet Banking & Bill Pay	•	•	•	•	•	•
Free Instant Debit Card*	•	•	•	•	•	•
Free e-statements	•	•	•	•	•
Unlimited Transactions	•	•	•	•	•	•

Some restrictions apply. $100 minimum deposit required to open any checking account. Overdraft Courtesy available for accounts that qualify. Contact your branch representative for additional account details. *Certain qualifications apply; after initial card, replacement fees may apply. **Consult HSA Plan Agreement for additional rules and restrictions. Subject to annual contribution limits. Consult your tax advisor for possible tax benefits and consequences associated with Health Savings Accounts. Insured is responsible for maintaining all receipts associated with qualified withdrawals from the plan. †Extreme Checking rates as of May 17, 2012. We may change the interest rate and APY at any time after the account is opened. Available to personal accounts only. Limit one Extreme Checking account per social security number/individual. ¹ATM fee reimbursements will be paid after the end of each cycle, when applicable. ²Requires Internet Banking. ³The daily current balance is the balance at the end of each business day of the statement cycle after all transactions have posted & cleared. The average monthly current balance is the balance at the end of each business day of the statement cycle after all transactions have posted & cleared, divided by the number of days in the statement cycle. ⁴Up to four (4) personal checking account & paper statement fees waived if using aggregate deposits. | Revised April 8, 2013.