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  Free Extreme Checking^ Totally Free Checking Commonwealth Package Checking Advantage Checking Premium Checking CB&T 50+ Interest Checking Low Minimum Interest Checking Health Savings Checking Account**
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Available to KY, IN & OH residents only. 

Available to KY, IN & OH residents only. 

Available to KY, IN & OH residents only. 
           
Minimum Daily Balance  None  None  $500  None  $5,000 & $10,000  $200  $1,000  $500 
Fall Below Fee  None  None  $8  None  $25 under $5,000; $15 under $10,000  $5  $10  $3 
Monthly Maintenance Fee  None  None  None  $7.95  None  None  None  None 
Interest  Earned on Tiered Levels  None  None  Earned on Tiered Levels  Earned on Tiered Levels  Earned on Tiered Levels  Earned on Tiered Levels  Earned on Tiered Levels 
Checks  First 50 Free $ varies by style thereafter  First 50 Free $ varies by style thereafter  First 50 Free $ varies by style thereafter  Free Basic Wallet-Style  Free Basic Wallet-Style  Free Basic Wallet-Style  First 50 Free $ varies by style thereafter  First 50 Free $ varies by style thereafter 
Additional Account Information  Receive 3.25% APY on all balances from $1 to $25,000. Receive 1.00% APY on all balances over $25,000. ATM Fees are refunded worldwide!^    $1.50 waived on 4 Non-CB&T ATM Transactions a month; 30 Checks per month free with $0.30 excess item charge over 30  AD&D Insurance, Purchase Protection, Bonus Travel, Vision Plan, Savers Club Discounts, Rebate Rewards  Non-CB&T ATM fees refunded up to $3 per transaction., no fee assessed by CB&T  Must be 50 years of age    Customer is required to carry a High Deductible Health Plan 
Free Internet Banking & Bill Pay 
Free Instant Debit Card* 
Free e-statements   
Unlimited Transactions   
Free or discounted Safe Deposit Box for one year (subject to availability)             
Free Travelers and Cashier Checks           
* In order to receive Debit Card immediately, certain account qualifications may apply. **Consult HSA Plan Agreement for additional rules and restrictions. Consult your tax advisor for possible tax benefits and consequences associated with Health Savings Accounts. Insured is responsible for maintaining all receipts associated with qualified withdrawals from the plan. ^Extreme Rate 3.25% Annual Percentage Yield (APY) paid on balances between $1 and $25,000, and 1.00% APY paid on all amounts above $25,000 each cycle the minimum qualifications are met. If you do not meet the qualifications per cycle, your account will still function as a free checking account earning Base Rate 0.10% APY; however, it will not receive ATM fee refunds for that time period. Rates as of August 17, 2010. We may change the interest rate and APY at any time after the account is opened. No minimum balance required; however, you must deposit $100 to open this account. Available to personal accounts only. No monthly service charge. ATM fee refunds up to $25 per cycle when qualifications are met.