Instant Debit Card

Instant Debit Card

Open any CB&T Checking Account & receive your debit card immediately!

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Available to KY, IN & OH residents only.

Extreme Checking has it all! You have no minimum balance to maintain and no monthly maintenance fee. We pay 2.00% APY* on balances between $0.01 to $10,000 if qualifications are met. If qualifications are not met, 0.10% APY will be paid on all balances, but the regular ATM fees apply.

Plus, we refund your ATM fees up to $25 per statement cycle. In addition, you get Free Internet Banking & Bill Pay, a debit card, unlimited check writing, deposits and withdrawals, along with a free first order of 50 checks.

Extreme Checking is a great fit for almost everyone. There are only three free and easy qualifications for you to receive great interest and ATM fee refunds up to $25 per statement cycle!

  • Have 10 Posted and Cleared Debit Card Purchases
  • Set up 1 Direct Deposit or Automatic Payment from your account
  • Enroll and receive Electronic Statements^



Extreme Checking Cycle Dates are available to all customers. Click the button below to download the PDF.



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*Extreme Rate 2.00% Annual Percentage Yield (APY) paid on balances between $0.01 and $10,000, and 0.40% APY paid on all amounts above $10,000 each cycle the minimum qualifications are met. The qualifications to be met each cycle include: 10 debit card purchases must post and clear your account; at least 1 direct deposit or automatic payment must post and clear your account; and you must enroll and receive your statement electronically^ (e-Statements). If you do not meet the qualifications per cycle, your account will still function as a maintenance-fee free checking account earning Base Rate 0.10% APY; however, it will not receive ATM fee refunds for that time period. Rates as of January 17, 2012. We may change the interest rate and APY at any time after the account is opened. No minimum balance required; however, you must deposit $100 to open this account. Available to personal accounts only. No monthly service charge. ^Requires Internet Banking.