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Commonwealth Bank and Trust Company
Alert
Currently, Internet Banking is not supported by the Microsoft Edge browser in Windows 10. Please use Internet Explorer to access Internet Banking until further notice. We expect a vendor update to correct this issue in the coming weeks.

Personal Savings

CDs/IRAs

Earn more with your money when you open a Commonwealth Certificate of Deposit – for as little as $500. We offer a variety of term lengths to help you meet your savings goal.

For information on FDIC rules and limits, and to determine insurance coverage, visit the FDIC’s Electronic Deposit Insurance Estimator (EDIE) at www.fdic.gov/edie/index.html.

Term** Interest Rate^ Annual Percentage Yield^^
1 Month (CD ONLY)  0.15%  0.15% 
3 Month  0.10%  0.10% 
6 Month  0.45%  0.45% 
1 Year  0.60%  0.60% 
14 Month
(CD ONLY SPECIAL†)
 
0.70%  0.70% 
2 Year  0.50%  0.50% 
3 Year  1.29%  1.30% 
4 Year  1.00%  1.00% 
5 Year  1.00%  1.00% 
IRA Savings  0.03%  0.03% 
$500 minimum to open.
**A penalty may be imposed if there is an early withdrawal from the account. +Checking account required to earn promotional rate.
^Rate subject to change.
^^Assumes that interest will remain on deposit until maturity.