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Commonwealth Bank and Trust Company
Alert
Currently, Internet Banking is not supported by the Microsoft Edge browser in Windows 10. Please use Internet Explorer to access Internet Banking until further notice. We expect a vendor update to correct this issue in the coming weeks.

Personal Savings

Money Market Savings

You want to earn a good rate and have quick access to your money, too. Money Market Savings is for you. With this account, you can write up to three checks a month and make a total of six withdrawals a month (including checks) for free. You earn a higher rate as long as you maintain a minimum balance of $1,000. Save more, and have more access, with Money Market Savings.

To view our current Money Market rates, click here.

   
Monthly Maintenance Fee  None 
Minimum Opening Deposit  $1,000 
Minimum Daily Balance  $1,000 
Fall-Below Fee  $10 for daily balances under $1,000 
Deposits  Unlimited 
Interest  Compounded daily on all collected balances on four tiered levels 
Check Supply  Free basic book of 40 checks 
Withdrawals and Check Writing  6 free withdrawals and/or transfers per month* 
Excessive Withdrawal Penalty  $10 for any withdrawals and/or transfers exceeding 6 per month* 
*Federal regulations limit the number of withdrawals and/or transfers that may be made from a savings account by telephone/PC transfer, pre-authorized transfer, check or debit card. You are limited to six withdrawals and/or transfers from your savings account each month by pre-authorized transfer or telephone/PC transfer, including bill payments. And, if the account permits, transfers by check or debit card. A $10.00 charge is assessed after six for Personal and Business Money Market Accounts.