Checking and Savings Rates
Rates effective through 5.28.2013

Account Type Minimum Balance to Open Minimum Balance to Obtain APY* Interest Rate** Annual Percentage Yield
Extreme Checking^  $100  $0 to $10,000.00
$10,000.01+  		1.00%
0.25%  		1.00%
0.25% 
Personal Money Market Savings  $1,000  $0 to less than $10,000
$10,000 to less than $50,000
$50,000 to less than $100,000
$100,000+  		0.10%
0.10%
0.15%
0.15%  		0.10%
0.10%
0.15%
0.15% 
Business Money Market Savings  $1,000  $0 to less than $10,000
$10,000 to less than $50,000
$50,000+  		0.10%
0.10%
0.15%  		0.10%
0.10%
0.15% 
Business Interest Checking  $100  $0
$1,000.00  		0.10%
0.10%  		0.10%
0.10% 
Premium Checking  $100  $0 to $4,999.99
$5,000 to $9,999.99
$10,000 to $49,999.99
$50,000.00  		0.10%
0.10%
0.10%
0.10%  		0.10%
0.10%
0.10%
0.10% 
Student Checking  $100  N/A  N/A  N/A 
Golden Checking  $100  $0 to $4,999.99
$5,000.00 to $24,999.99
$25,000+  		0.03%
0.07%
0.10%  		0.03%
0.07%
0.10% 
Statement Savings  $100^^  $-  0.10%  0.10% 
Prime Savings  $5,000  $-
$5,000.00
$50,000.00
$100,000.00  		0.10%
0.10%
0.15%
0.15%  		0.10%
0.10%
0.15%
0.15% 
Health Savings Checking Account  $100  $-
$2,500.00
$5,000.00
$10,000.00  		0.25%
0.50%
0.75%
1.49%  		0.25%
0.50%
0.75%
1.50% 

* Fees could reduce earning on the account.

** Rates subject to change.

^ Extreme Rate 1.00% Annual Percentage Yield (APY) paid on balances between $0.01 and $10,000, and 0.25% APY paid on all amounts above $10,000 each cycle the minimum qualifications are met. If you do not meet the qualifications per cycle, your account will still function as a free checking account earning Base Rate 0.10% APY; however, it will not receive ATM fee refunds for that time period. Rates as of May 17, 2012. We may change the interest rate and APY at any time after the account is opened. No minimum balance required; however, you must deposit $100 to open this account. Available to personal accounts only. No monthly service charge.

^^ No minimum balance required for minor accounts