Rates

Checking and Savings Rates
Rates effective through 05.12.2008

Account Type Minimum Balance to Open Minimum Balance to Obtain APY* Interest Rate** Annual Percentage Yield
Personal/Business Money Market Savings  $1,000  $ -
$ 10,000.00
$ 50,000.00
$100,000.00  		0.50%
1.00%
1.24%
2.23%  		0.50%
1.01%
1.25%
2.25% 
Premium Checking  $100  $ -
$ 5,000.00
$ 10,000.00
$ 50,000.00  		0.25%
0.30%
0.40%
0.60%  		0.25%
0.30%
0.40%
0.60% 
Low Minimum Interest Checking  $100  $ -
$ 1,000.00  		0.10%
0.25%  		0.10%
0.25% 
CB&T 50 Plus Checking  $100  $ -
$ 1,000.00  		0.10%
0.25%  		0.10%
0.25% 
Advantage Checking  $100  $ -
$ 1,000.00  		0.10%
0.25%  		0.10%
0.25% 
Statement Savings  $100^  $-  0.40%  0.40% 
Health Savings Checking Account  $100  $ -
$ 2,500.00
$ 5,000.00
$ 10,000.00  		1.00%
1.24%
1.74%
1.88%  		1.00%
1.25%
1.75%
1.90% 
Prime Savings  $5,000  $ -
$ 5,000.00
$ 50,000.00
$ 100,000.00  		0.35%
1.44%
1.98%
2.47%  		0.35%
1.45%
2.00%
2.50% 
Max Checking Account^^  $10,000  $ -  0.40%  0.40% 
Max Investment Account^^  $50,000  $ -
$ 50,000.00
$ 100,000.00
$ 200,000.00  		1.74%
1.98%
2.23%
2.47%  		1.75%
2.00%
2.25%
2.50% 

* Fees could reduce earning on the account.

** Rates subject to change.

^ No minimum balance required for minor accounts

^^ Max Checking and Max Investment Accounts must be opened at the same time.