Individual Retirement Accounts*
Rates effective through 9.6.2010
| Term** | Interest Rate^ | Annual Percentage Yield^^ |
| 3 Month | 0.50% | 0.50% |
| 6 Month | 0.75% | 0.75% |
| 1 Year | 1.04% | 1.05% |
| 2 Year | 1.74% | 1.75% |
| 3 Year | 1.98% | 2.00% |
| 4 Year | 2.23% | 2.25% |
| 5 Year | 2.47% | 2.50% |
| 2 Year Variablet | 0.38% | 0.38% |
| IRA Savings | 0.25% | 0.25% |
*$500 Minimum to Open. To receive a monthly Interest Check, the Certificate of Deposit must have a minimum balance of $25,000; to receive a quarterly interest Check, the Certificate of Deposit must have a minimum balance of $10,000. Accounts with RMD do not apply.
**A penalty may be imposed if there is an early withdrawal from the account. Not applicable to IRA Savings Accounts.
^Rate subject to change
^^Assumes that interest will remain on deposit until maturity
tApplies to accounts opened or renewed after January 1, 2007
