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Commonwealth Bank and Trust Company



Use the equity in your home for the money you need with a HELOC from Commonwealth Bank & Trust!

— Quick Turnaround
— Easy Access to Your Funds
— Local Decision Making
— Interest May Be Tax Deductible (consult a tax professional)



Ask your Relationship Manager about our low-rate Home Equity Line of Credit, or visit a local branch for more information.



NMLS #597475 *Offer available for a limited time and may be cancelled without notice. The promotional Annual Percentage Rate (APR) will be fixed at 1.99% and will not increase until the first day of the seventh month after the date of the loan closing. After the introductory period, the loan will become a variable rate loan. The subsequent APR may vary from prime rate to Prime plus 2.00% (margin is dependent on the amount of the line and credit score). The prime rate is based on the Wall Street Journal. Prime is published in the Money Rates table in the Wall Street Journal. On April 1, 2014 that rate was 3.25%. Minimum line amount of $5,000. Property insurance is required. Floor of 3.25%; Maximum rate of 24.00%; $199 line origination and renewal fee; $95 annual fee; prepayment penalty of $300 or 2% of the loan amount (whichever is less) if paid off within first 3 years (excludes renewals). New home equity lines of credit only. Applicants must successfully meet our Home Equity Line credit standards. Alternative rates and terms are available.